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Below are the comprehensive rules for all game hosted on Top 5 Football. Please read them carefully to ensure a fair and enjoyable experience for all participants.
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| PRIMARY CHALLENGES |
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• Entry Fee: $100
• Games Include:
◦ Weekly Pick'em
◦ Overall Challenge
• Prize Distribution:
◦ The total prize money allotted to each game:
▹ Weekly Pick'em = 50% ▹ Overall Challenge = 50%
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| WEEKLY PICK'EM |
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• Objective: Each week during the regular season, participants must select a winner for every head-to-head matchup, including tiebreaker points
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• Breakdown:
◦ Wins are determined by the final score of each head-to-head matchup (point spreads are not used)
◦ The weekly winner is the participant with the highest number of correct picks
◦ You may submit picks for later games after early games have locked, as long as those games are still unlocked
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• Submission Requirements:
◦ You are not required to pick every game upfront; however, you must complete the tiebreaker points to activate your entry for the week
◦ This allows flexibility when early games are scheduled before the standard Sunday kickoff time
◦ In the event of a tie, the tiebreaker will be used (see Scoring below)
• Deadlines:
◦ Picks for each game must be submitted before that game locks (see Locked Games below)
◦ Once a game is locked, you cannot make or change your pick for that game
◦ You can make or change picks for any unlocked games up until their scheduled lock times
◦ Failure to select a pick for a locked game counts as a loss
• Minimum Participation:
◦ You must make picks for at least 75% of the total games in a given week—this is the “Majority” threshold
◦ If you fail to meet this threshold, your entry for that week will be disqualified and will not count towards weekly or overall standings
• Locked Games:
◦ Games lock individually at their scheduled start times
◦ Early games (before the standard Sunday 1 PM EST kickoff) lock at their respective kickoff times
◦ All remaining games lock at the standard Sunday 1 PM EST start time
◦ All times are displayed in Eastern Standard Time (EST)
*The Administrator reserves the right to make exceptions for extenuating circumstances on an individual basis.
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• Weekly Score: The sum of the number of games you pick correctly
• Tied Games: In the event of a game ending in a tie, it counts as a loss for all participants
• Tiebreaker Rules:
◦ The last scheduled game of each week (typically the Monday night game) is designated as the Tiebreaker Game
◦ Participants must predict the combined total points of this game (e.g., DAL 14 - LAR 21 (F) Tiebreaker = 35)
◦ The participant whose tiebreaker prediction is closest to the actual combined score wins the tiebreaker)
◦ It does not matter if your prediction is over or under the actual total—only the difference counts
◦ If tied participants have identical tiebreaker differences, the weekly prize will be divided equally among them
◦ If, for any reason, the designated tiebreaker game is not completed and rescheduled within the week, the weekly winner will be determined solely by total wins
◦ Any participants tied for the top win total following an unplayed tiebreaker game will split the weekly prize equally
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• Weekly Payout – 2025 Season:
◦ $300
Last Season's Weekly Payout: $300
*Payouts based on the total number of participants each season
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| OVERALL |
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• Objective: The Overall Pool rewards the 'Top 5' participants with the highest total number of correct picks accumulated from the Weekly Pick’em over the entire regular season, plus, as a consolation, the participant with the fewest correct picks is awarded the Pity Prize
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• Total Score:
◦ Your overall score is the sum of your correct picks from each week of the Weekly Pick’em
◦ Consistently participating each week maximizes your chances of achieving a high overall score
• Ties:
◦ If participants are tied in total wins at the end of the regular season, the prizes for their positions will be combined and divided equally
▹ For example, if two participants tie for 2nd place, the 2nd and 3rd place prizes are combined and split equally—the next participant moves to 4th place, and so on
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• Eligibility:
◦ Must participate in all 18 weeks of the Weekly Pick’em
◦ Must meet the “Majority” threshold (picking at least 75% of the games) each week to be eligible for the Pity Prize (See Minimum Participation above)
• Tie: If there is a tie for the Pity Prize, the prize will be split equally among those participants
• Disqualification: If a participant is suspected of intentionally losing or not making picks to win the Pity Prize, the Administrator reserves the right to disqualify them
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• Overall Payouts – 2025 Season:
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Last Season's Payout: 1st $1400, 2nd $1200,
3rd $100, 4th $900, 5th $800, Pity $50
*Payouts based on the total number of participants each season
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| SIDE CHALLENGES |
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• Entry Fee: $40
• Games Include:
◦ Survivor Pool
◦ Margin Pool
• Prize Distribution:
◦ The total prize money allotted to each game:
▹ Survivor Pool = 30% ▹ Margin Pool = 70%
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| SURVIVOR POOL |
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• Objective: Outlast other participants by correctly picking one winning team each week
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• Breakdown:
◦ Choose one team each week that you believe will win
◦ If your team wins, you advance to the next week. If they lose, you’re eliminated
◦ If your selected team ties, it counts as a win, and you advance
◦ If all remaining participants are eliminated in the same week, they all advance to the next week
◦ You cannot pick the same team more than once during the season
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• Submission Requirements:
◦ Picks are made on the same entry form as the Margin Pool
◦ You may select teams for future weeks in advance
◦ Once a team is picked for a future week, it becomes unavailable for other weeks unless you change your future pick
• Deadlines:
◦ Picks can be made or changed until the game locks (see Locked Games in Weekly Pick’em)
◦ Once a game is locked, you cannot make or change your pick for that game
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• Survivor Payout – 2025 Season:
◦ $1000
Last Season's Weekly Payout: $1100
*Payouts based on the total number of participants each season
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| MARGIN POOL |
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• Objective: Accumulate the highest total points based on the scoring margins of your selected teams over the entire 18 week season
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• Breakdown:
◦ Each week, pick one team you believe will win by the largest margin
◦ If your team wins, the point difference is added to your total score
◦ If your team loses, the point difference is subtracted from your total score.
▹ For example, if your team wins 28-14, you gain 14 points; if they lose 14-28, you lose 14 points
◦ If you fail to make a pick, you automatically receive the largest negative point difference from that week’s games
• No Elimination: Unlike the Survivor Pool, you cannot be eliminated from the Margin Pool
• Tiebreakers:
◦ If participants are tied in total points for Top 5 positions, the number of correct picks will be used as the tiebreaker
◦ If still tied, the prizes for the tied positions will be combined and split equally
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• Submission Requirements:
◦ Picks are made on the same entry form as the Survivor Pool
◦ You may select teams for future weeks in advance
◦ Once a team is picked for a future week, it becomes unavailable for other weeks unless you change your future pick
• Deadlines:
◦ Picks can be made or changed until the game locks (see Locked Games in Weekly Pick’em)
◦ Once a game is locked, you cannot make or change your pick for that game
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• Total Points: Points are accumulated over the season based on the scoring margins
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• Margin Payouts – 2025 Season:
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Last Season's Payout: 1st $900, 2nd $650, 3rd $500, 4th $350, 5th $200
*Payouts based on the total number of participants each season
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| PLAYOFF CHALLENGES |
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• Entry Fee: $20
• Games Include:
◦ Playoff Pick'em
◦ Playoff Rank'em
◦ Super Bowl Props
• Prize Distribution:
◦ The total prize money allotted to each game:
▹ Pick'em = 25% ▹ Rank'em = 50% ▹ Super Bowl = 25%
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| PLAYOFF PICK'EM |
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• Objective: Accumulate the highest number of correct picks throughout the playoffs
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• Rounds:
◦ Wild Card Games (6 games)
◦ Divisional Playoffs (4 games)
◦ Conference Championships (2 games)
◦ Super Bowl (1 game)
• Breakdown:
◦ Select the winner for each matchup in every round
◦ Tiebreaker points for the Super Bowl will be collected separately if necessary
• Tiebreakers:
◦ If participants are tied in total wins, the Super Bowl tiebreaker points will be used
◦ The participant whose tiebreaker prediction is closest to the actual combined score wins the tiebreaker–over or under doesn’t matter, only the difference counts
◦ If still tied, the prize will be split equally
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• Submission Requirements: Picks for each round must be submitted before the scheduled kickoff of the first game in that round
• Changing Picks: You can change your picks for any upcoming round until that round’s submission deadline
• Deadlines: Once the first game of a round has started, all picks for that round are locked and cannot be changed
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• Points: One point is awarded for each correct pick
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• Playoff Pick'em Payout – 2025 Season:
◦ $TBD
Last Season's Weekly Payout: $400
*Payouts based on the total number of participants each season
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| PLAYOFF RANK'EM |
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• Objective: Assign confidence points to playoff teams based on how far you believe they will advance
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• Breakdown:
◦ Assign unique confidence points from 1 to 14 to each playoff team, only using each number one time
◦ Higher points should be assigned to teams you believe will advance further
◦ Points are earned based on your team’s wins multiplied by the assigned confidence points
▹ For example, if you assign 14 points to a team and they win a game, you earn 14 points
• Tiebreakers:
◦ If participants are tied in total points, the number of correct picks will be used
◦ If still tied, the prizes for the tied positions will be combined and split equally
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• Submission Requirements:
◦ All confidence point assignments must be submitted before the kickoff of the first playoff game
◦ Once the playoffs begin, your confidence point assignments are locked and cannot be changed
• Changing Picks: You may adjust your confidence point assignments as many times as you like before the submission deadline
• Deadline: Once the playoffs begin, you cannot change your confidence point assignments
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• Points: Points are accumulated over all playoff rounds based on your assigned confidence points
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• Playoff Rank'em Payout – 2025 Season:
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Last Season's Payout: 1st $350, 2nd $200, 3rd $150, 4th $100, 5th $50
*Payouts based on the total number of participants each season
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| SUPER BOWL PROPS |
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• Objective: Answer a series of prop questions about the Super Bowl to earn the highest points
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• Breakdown:
◦ Participants will answer various questions such as:
▹ Which team will score the first touchdown?
▹ Which team will commit the first turnover?
▹ Which team will have the most rushing yards?
◦ Each correct answer earns you one point
◦ If a category results in a tie (e.g., both teams have the same number of rushing yards), no points are awarded for that prop
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• Submission Requirements: All answers must be submitted before the "scheduled" Super Bowl start time
• Changing Picks: You may change your answers as many times as you like before the submission deadline
• Deadline: Once the start time has been reached, all entries are locked and cannot be changed
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• Points: Points are accumulated based on the number of correct answers
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• Super Bowl Prop Payout – 2025 Season:
◦ $TBD
Last Season's Weekly Payout: $400
*Payouts based on the total number of participants each season
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| BONUS CHALLENGE |
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| SUPER BOWL SQUARES |
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• Price Per Square: $5
• Objective: Select squares on a 10x10 grid and win based on the last digit of each team’s score at the end of each quarter and the final game result
• Prize Distribution:
◦ The payouts allotted to each quarter:
▹ 1st Qrtr = 10% ▹ 2nd Qrtr = 30% ▹ 3rd Qrtr = 10% ▹ Final Score = 50%
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• Breakdown:
◦ Purchase as many squares as you like
◦ Pick any “AVAILABLE” squares and click “Update” to confirm your selections
◦ Once all squares are sold or the game begins, the board will be locked
• Number Assignment:
◦ Numbers 0-9 will be randomly assigned to the top row (one team) and left column (opposing team) when the board is locked
◦ These numbers remain in place for the entire game
• Winning Determination:
◦ At the end of each quarter, the last digit of each team’s score is used to find the winning square
◦ The square where these two digits intersect on the grid is the winner for that quarter
◦ If the game goes into overtime, the Final Score winner is determined by the final score after overtime
• Unclaimed Squares:
◦ If a winning square is not sold, the payout rolls over to the next quarter
◦ If the Final Score winning square is not sold, the pot will go to the house and be reinvested into the football pool
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• Super Bowl Squares Payouts – 2025 Season:
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Last Season's Payout: 1st Qrtr $50, 2nd Qrtr $150, 3rd Qrtr $50, 4th Qrtr $250
*Payouts based on the total number of squares sold
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• If you have any questions, do not hesitate to ask. -Russ (Administrator)
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